Financing Your Future – Excerpt From The Financial Shepherd

50 out of 50: Social Mobility in Charlotte

To some, Charlotte is a city that metaphorically pulled itself up by its bootstraps. Despite the economic and social upheaval brought on by the Civil War, Charlotte continued as a leading city for finance and the textile industry throughout the 20th century. After the Civil Rights Movement and desegregation in the 1970s, Charlotte grew exponentially in both population and diversity: from 1980 to 2014, the population more than doubled, and the percentage of people of color in Mecklenburg County rose from 24 to 52 percent, according to the Quality of Life Explorer created by Mecklenburg County, the city of Charlotte, and UNC Charlotte. Based on this narrative of growth and progress, Charlotte shows all the signs of a New South city. Yet, a 2014 study from Harvard and UC Berkeley ranked Charlotte 50th out of 50 cities for social mobility, and this lack of social mobility disproportionately affects minorities. This contradicted Charlotte’s New South city narrative.

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Worth More Weekly- Sharing Our Stories

Are you looking for a platform to read about key financial concepts, learn about social issues such as upward mobility and the wage gap, and get to know your team at Worth Advisors? Look no further than Worth More Weekly, Worth Advisors’ first official blog. We created Worth More Weekly to further connect with our community through articles, polls, quizzes, interviews, and media. We want to share our stories.

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Building and/or Restoring Credit

Excerpt Adapted From: The Financial Shepherd-
Why Dollars + Change = Sense by Glen Wright and Sy Pugh

In building or restoring credit, the goal should not be to have no credit at all, but rather to use your credit wisely. Use credit as a resource, not as an emergency reserve fund. Credit not only affects your purchasing power but it can affect getting a new job or getting life insurance to protect your loved ones. The goal is to achieve a high credit score of 720 or above. There are several easy ways to help build up your score.

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Worth Spotlight: Meet Jessica Cale

As a Client Services Advisor, Jessica’s main role consists of collaborating with a team of advisors to ensure client’s needs are met. Born in New Cumberland, West Virginia and now residing in South Carolina, Jessica received her undergraduate degree in Business Management from West Liberty University. Having a variety of experiences in insurance, accounting, and finance for several firms since 2007, Jessica obtained her Series 66 and Series 7 certifications along with her Life and Health Insurance License.

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Worth Spotlight: Meet Greg Goodlett

Living by the philosophy of “ Find something you love to do and you’ll never work a day in your life”, Gregory puts his dedication and effort in everything that he does, especially in his position as a Chief Investment Officer. Greg wears many hats in the office, and whether he is taking care of clients or developing new ways to expand the business, his main responsibility is to oversee client investment portfolios and maintaining awareness of any major market or economic changes.

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